Chapter 19
Offering a 401(k) Plan
IN THIS CHAPTER
Considering employees’ needs and fees
Finding a provider to suit you
Picking investment vehicles and advisors
Deciding on a plan
Pooling with other employers
Letting employees know about the plan
In this chapter, I focus on 401(k) issues that affect small employers from a one-person show to a partnership to a small family-run business to small businesses with fewer than 15 regular, full-time employees.
Meeting the needs of both the company and the employees can be a delicate balancing act. It becomes especially tricky because there are many ways plans can be set up, and lots of financial service companies are vying for retirement-plan business.
This chapter is written to help you clarify the choices. If your company doesn’t have a plan, check out Chapter 18 for information about starting a plan. In fact, I strongly recommend doing ...
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