1. Identity Theft

Maybe Shakespeare was right when he said in Othello, “Who steals my purse steals trash; ’tis something, nothing;...but he that filches from me my good name robs me of that which not enriches him, and makes me poor indeed.”

Let’s say you are at a car dealership and the salesman comes back with a long face and tells you the financing on the car you wanted to buy has been turned down, or the dealership has had to go to another loan source that means higher interest and payments. “But I have great credit,” you say.

In another scenario, you apply for another credit card and are turned down. In both cases, you are shown a copy of your credit report and find late-payment notices or applications for credit cards in other cities. Someone ...

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