Insuring Climate Risk: The Hartford
European reinsurers like Swiss Re and Munich Re have been advocating for attention to climate change for decades. Of course, the industry has an almost desperate stake in urging intelligent response to the changing climate: as insurers of last resort—insurers to the insurance companies—reinsurers are left holding the bag and paying the piper when climate disasters hit.
But insurers themselves are just one step removed from the front lines of the reinsurance industry—and closer to the businesses and individuals they insure. So it’s sad to see that, with so many opportunities to raise awareness about climate—and even potentially to profit from that—the US insurance industry ...
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