ACKNOWLEDGMENTS
I have never been as punctilious a scholar as I should be, and in any case most of what I think I know about finance has been acquired through osmosis rather than formal study. I cannot believe that all of the observations I make in this volume, but for which I lack a reference, are original to me, and I am fairly certain that much that I have gained through experience or conversation has occurred to and been published by others. While I attempt to reference them where I can, I apologize to those who deserve a citation but have not received one. If my readers are kind or indignant enough to help me with references and my effort is fortunate enough to achieve a second edition, I will attempt to give credit where it is due to those ...