Are You a Stock or a Bond?: Identify Your Own Human Capital for a Secure Financial Future, Updated and Revised

Preface to the Second (Revised) Edition

In the revised edition of this book, I have updated and revised many tables, charts, and graphs that appeared in the original to better reflect an economic reality that has emerged after the financial crisis of 2008/2009. However, I tried as best as I could to leave the narrative structure of the book as close as possible to the original. Alas, exercising much self-control, I resisted the urge to rewrite the entire manuscript to better reflect my current thinking on the proper way to calibrate financial capital with human capital. That said, even with the passage of time—and in today’s riskier and more uncertain environment—I believe that the main message of the original Are You a Stock or Bond? remains ...