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Be a Dividend Millionaire: A Proven, Low-Risk Approach That Will Generate Income for the Long Term by Paul Rubillo

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2. Paul’s Ten Step Plan to Financial Stability

Step 1—Identify the Income Coming into Your Household Corporation

Enter in the following chart all income that your household receives on a monthly basis.

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Step 2—Identify Your Necessary Operating Expenses

Enter in the following chart all your necessary expenses. Necessary expenses are food (including water), shelter, and clothing, plus the essentials needed to work so that you can provide those basics for your household. That means that the TV (and virtually every other gadget in your house) is a desire and not a want.

Necessary Operating Expenses Table

Step 3—Contribute Monthly Income to Savings ...

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