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‘Acquaintance, n.: A person whom we know well enough to borrow from, but not well enough to lend to.’

Ambrose Bierce, The Devil’s Dictionary, US author and satirist (1842–1914)

It costs money to start a business. And I don’t want to be the slayer of dreams here but the romantic notion that individuals start with less then nothing and build a successful business ... well, it does happen but don’t count on it. The bottom line is that a business turns a smaller amount of money into a larger amount of money; so we need some money to start with.

Sources of funding

A number of sources of money are available:

  • Your own money.
  • Your personal borrowings, ...

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