An often-quoted ‘fact’ is that the three most traumatic events in a person’s life are a death in the family, divorce and moving house. I suspect this ‘fact’ was invented to highlight how stressful moving house can be. I think that the early stages of retirement can be as traumatic as any of these three events. By analysing the underlying factors that make retirement so much of an upheaval, you will understand what is happening to you and be better able to manage any problems you encounter.

I have been asked a number of times if the shock of retirement can harm your health. There have been numerous research studies into the effects of retirement ...

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