May 2023
Beginner
320 pages
7h 58m
English
Content preview from Budgeting For Dummies
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Chapter 1
Beginning with Budgeting Basics
IN THIS CHAPTER
Breaking down the benefits of budgeting
Checking out common budget pitfalls
Getting a quick snapshot of your financial situation
Raise your hand if you know where your money went last month. According to a survey published by Mint.com on December 11, 2020, 65 percent of Americans have no clue where they spent their money in the previous month. Basically, millions of people are saying that their money disappeared without their knowing its whereabouts. No wonder money is considered the number one stressor in today’s society! (It’s also one of the leading reasons people cite when filing for a divorce.)
I’ve been in the personal finance industry for over ten years, starting with blogs like Money Smart Latina and now as a contributor on Slate magazine and BuzzFeed. I’ve seen and heard many people talk about money. But one thing I don’t hear enough of is how accepting financial responsibility has helped them reach their personal goals.
If assuming responsibility isn’t an issue, or even if it is, you’re not alone. Millions of people are in debt, behind in retirement, or just don’t have any space in their finances to cover a minor ...
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I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.