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Cents of Mission by Dale Geiger

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Chapter 1

Luis Struggles with Personal Finances, Talks to Father-in-Law for Advice

We got back from the in-laws’ after dark. Conner fell asleep in his car seat, but didn’t wake as I carried him to his crib. Emily turned on the TV and sat down to watch a program she had recorded. I looked at the pile of bills on my desk that I needed to address, but couldn’t bring myself to tackle that depressing job after such a nice day.

I resolved to pay the bills the next day and joined Emily on the couch. The program couldn’t keep my attention. I kept thinking about the pile of bills, the need to do something about them, and my father-in-law’s remark about Ben Franklin. I had a master’s degree in mechanical engineering, an MBA, and a big job running the research ...

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