Luis Revisits Personal Finance Problems over the Weekend
I woke up on Saturday with some eagerness to focus on my own Cost War. Since I didn’t have a cost accounting organization, my first task was to pull together the numbers on what we actually spent this month. This required going through the checkbook and credit card statements and putting costs into the categories. Then I’d be able to compare to my plan.
An hour later, I was able to look at the following report.
Prior month actual ($) |
Plan for current month ($) |
Current month actual ($) |
Current delta plan ($) |
||
House and utilities |
4,000 |
3,900 |
4,000 |
(100) |
Mortgage, electric, garbage |
Groceries |
600 |
500 |
700 |
(200) |
|
Luxuries |
600 |
150 |
300 |
(150) |
Restaurants, coffee, etc. ... |
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