Clever Girl Finance

In Closing

No one can care about your financial wellness more than you.

#CLEVERGIRLSKNOW

Congratulations! You've made it to the end of this book, and my hope is that you feel a higher level of confidence as you approach investing. That being said, here are some key takeaways to keep in mind now that you've gotten to this point.

TAKEAWAYS TO REMEMBER

• Focus on the economy of you. Before you worry about what the media and financial reports are saying, you need to focus on what's happening in your personal and family financial situation so you can make the right plans to get ahead. This is how you should always make your financial decisions. Do you have an emergency fund in place? Do you have debt you need to pay off? What are your financial goals? What are your long-term investment objectives? What is your risk tolerance? Don't let panic from things outside of your control set in; instead, focus on creating a plan that you can execute to get you where you want to be.
• Pay off debt and save for a rainy day. Create a plan to pay off any recurring high-interest debt you might have and build up your emergency fund before you ramp up your investing. The interest rates on debt can sometimes be much higher than any returns you would make investing. Also, because investing should always be for the long term, you want to make sure you have a solid emergency fund in place to carry you through in the event of unplanned life occurrences. This way, you don't have to tap into investments ...