TIP 30


       You don’t need to pray to God any more when there are storms in the sky, but you do have to be insured.


Given Murphy’s Law (Sod’s Law if you are English), if you have insurance, you’ll never need it, but if you don’t, disaster will strike. I am always amazed at the number of people who don’t have major medical insurance. I know it is expensive, but so is getting hit by a bus. No joke. One of my friends was recently hit by a bus and survived with a broken knee and no front teeth. She was lucky. It is bad enough when disaster hits, but worse when you have no insurance.

Renter’s or homeowner’s insurance is a must. Major medical is a must. Life insurance is not. You only need life insurance if you ...

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