How many times have you been in a situation and thought to yourself that if only you had planned ahead, or done a little more work in advance, that you would be in better shape now? That same concept and mindset you have at that moment should never be one that you associate with your personal finances or financial planning. It does not really matter if you are thinking about that credit card penalty you had to pay, or the fact that you have not checked just how much you are paying for web-hosting, the effect on your finances is negative. This stuff might not seem as exciting as watching Bellator MMA, NCIS, The Flash, planning your next trip to Vegas, or reading up on the upcoming Deadpool movie (this time with Wolverine?), ...
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