S

Safety and soundness regulation, 458–468, 459f
Safeway Stores, 302t
SAIF. See Savings Association Insurance Fund
Sally Mae. See Student Loan Marketing Association
Salomon Brothers, 527
Sandler, O’Neill and Partners, 560, 571t
Sanwa, 569t
Sarbanes-Oxley Act, 483
Savings and loan associations (S&Ls), 4–12, 59, 112, 366, 400, 436–437, 528. See also Thrifts
interest rates risk, 150–151
mutual, 112–114
ownership structure of, 114–115
risky investments by, 435
Savings Association Insurance Fund (SAIF), 492, 502
Savings institutions, 51t, 56, 59t. See also Bank(s); Savings and loan associations; Thrifts
market share of consumer loans of, 52t
SBA. See Small Business Administration
Scholes, Myron, 423, 429, 527
Screening
and certification, ...

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