Whatever my accomplishments, they have resulted from the people who have touched my life. I would like to thank all of them. First, my loving wife Diana, who has stood beside me my whole career. While I was building my business, she worked full-time and also helped me on nights and weekends. Early in 1996, she left her job at Yale University so we could work together. We make a great team, and I thank God for such a wife, friend, and partner. I also thank my son, Murray III, for understanding why his daddy needs to work and for giving me focus. I know that I must succeed, so that he can have a better life. Next, I thank my parents, who raised me to work hard and reach for my dreams. I am also indebted to Ilias Papazachariou for spending several weekends helping me with researching, organizing, collecting, and editing the material in this book.

Several of my professors and colleagues have helped me become who I am. Dr. Charlotte LeMay believed in me more than I believed in myself. It has been 12 years since I graduated from Western Connecticut State University and she is still a good friend. She made me believe that if I could dream it, I could do it.

Many friends in the futures industry have also helped me along the way. I thank Ginger Szala, for giving me the opportunity to share my research with the world in Futures Magazine, and John Murphy for giving me a chance ...

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