1. Washington Mutual Investors Fund, form N-30D, April 30, 2001, www.secinfo.com/d36De.4f89u.htm#1stPage.

2. Investment Company Institute.

3. Thayer, PhD, Colette. “Preparation for Retirement: The Haves and Have-Nots.” AARP Knowledge Management, 2007.

4. Wolff, PhD, Edward N. “The Asset Price Meltdown and the Wealth of the Middle Class.” New York University, August 26, 2012.

5. Kendall, Stephanie, and Scott Stapf. “New Study: Typical American Household Has Net Financial Assets of $1,000,” www.consumerfed.org/pdfs/primerica.pdf.

6. Engel, Rep. Eliot L., 17th District Bronx Office, New York, April 2005, http://engel.house.gov/uploads/Social%20Security%20Mailing%20March%202005.pdf.

7. Pethokoukis, James. “America’s Bull ...

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