Book description
Pulliam Weston (Your Credit Score), columnist for MSN Money and author of the nationally syndicated column "Money Talk," provides a practical, easy-to-understand guide to taking control of personal finances and establishing financial security. Like most financial advice books, this collection covers the basics, such as creating a financial toolkit, investing, planning for retirement and saving for college. While Pulliam Weston provides insights into these areas-especially for those without a financial background-she also charts new territory with her "60 Percent Solution" and "50/30/20 Plan," both aimed at spending control, as well as getting the most out of your credit cards and what to do if you've overspent on a car purchase. An advocate of online banking, Pulliam Weston maps out the right way to pay bills and advocates account aggregation and consolidation. She also provides a useful resource guide for finding a financial planner, a tax professional and an estate planning attorney. Checklists are included in each chapter, as well as helpful charts and tables that aid in getting and staying organized. This book will be a valuable guide on the path to financial control and security.
--Publishers Weekly
“If you want to simplify your life and make solid decisions—fast—this book is your answer. It’s one more reason Liz remains one of America’s most trusted financial columnists. Quick, easy, and empowering!”
—Jennifer Openshaw, Author of The Millionaire Zone and CEO, WinningAdvice.com
“As usual, Liz cuts to the chase to provide readers with practical, easy to implement tips for living a rich life. If you follow only half of her on-the-money recommendations you’ll be exponentially better off tomorrow than you are today.”
—Lois P. Frankel, Ph.D., Author of Nice Girls Don’t Get Rich and
Nice Girls Don’t Get the Corner Office
Simplify your financial life…
now and forever!
• By the Internet’s #1 personal finance expert, MSN’s Liz Pulliam Weston
• Stop feeling overwhelmed by your finances: take control, the easy way!
• Save time, avoid mistakes, and help secure your future
Common sense. Easy solutions. Plain English. Best selling author,
Liz Pulliam Weston, takes on the problem everyone has, and nobody talks about: the sheer hassle of managing your money! Weston offers practical guidance and easy checklists for every decision: investments, credit cards, insurance, mortgages, retirement, college savings, and more! Discover how to consolidate, delegate, and automate your finances…save time and money…and live a more rewarding, secure life!
www.lizweston.com
Table of contents
- Copyright
- Financial Times
- Acknowledgments
- About the Author
- Introduction
- 1. Setting Up Your Financial Life
- 2. Take Charge of Your Spending
- 3. Get the Most Out of Your Credit Cards
-
4. The No-Sweat Guide to Retirement (and other) Investing
- How to Manage Risk
- Why Beating the Market Is So Tough
- The Three Keys to Successful Investing
- Why Life-Cycle and Target Maturity Funds May Be the Answer
- Which Account Do I Use?
- Coordinating Your Approach
- Getting Help
- How Much Should I Save for Retirement?
- Ballpark E$timate®
- As You Approach Retirement
- Your Checklist
- 5. The Easy Way to Save for College
- 6. Insurance: Protecting What You Have—And Will Have
-
7. Buying Homes and Cars
- When You’re Ready to Buy a Home
-
The Home-Buying Timeline
- One Year Before You Want to Buy: Get Your Credit Reports and FICO Credit Scores, Pay Down Toxic Debt, and Build Up Savings
- Six Months Out: Review Your Mortgage Options, Start Calculating What You Can Afford, and Create Your New Budget
- Three Months Out: Find a Good Real Estate Agent and Start Researching Neighborhoods
- Two Months Out: Get Preapproved for a Mortgage and Start Touring
- Picking the Right Mortgage
- The Smart Way to Buy Cars
- Why We Overspend on Cars
- What to Do if You’ve Already Overspent
- Your Checklist
- 8. When You Need Help
- 9. Be a Savvy Shopper
-
10. Changing Your Uneasy Mind
- “The One Who Dies with the Most Toys Wins”
- “We’d Be Fine If Our Income Was Just a Little Higher”
- “I’ll Never Have Enough”
- “I’m Such a Loser; I’d Be So Much Farther Ahead If I Hadn’t Made So Many Mistakes with Money”
- “I’ll Never Understand This Money Stuff”
- “It’s Not My Fault”
- Money and Your Brain
- Your Checklist
- 11. Setting Goals, Or What Are You Doing the Rest of Your Life?
- Resources and Recommendations
Product information
- Title: Easy Money: How to Simplify Your Finances and Get What You Want out of Life
- Author(s):
- Release date: November 2007
- Publisher(s): Pearson
- ISBN: 9780768681543
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