4. Other Risk Benefits

Aims and objectives of this chapter:

• Discuss group term life insurance benefits

• Discuss group dependent life insurance benefits

• Discuss supplemental life insurance benefits for employees and their dependents

• Discuss disability benefits

• Discuss group accidental death and dismemberment plans

• Discuss long-term care plans

• Discuss group travel accident insurance

• Explain the tax implications of other risk benefit plans

This chapter covers additional risk benefit programs often provided to employees, including the following:

• Group term life insurance

• Group dependent life insurance

• Supplemental life insurance for employees and dependents

• Disability benefits

• Group accidental death and dismemberment plans ...

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