The thirteenth edition of Financial Management: Principles and Applications is dedicated to our families—the ones who love us the most.

To my parents, wife (Meg), and sons (Trevor, Elliot, and Gordon)

Sheridan Titman

Barb, Emily, and Artie

Arthur J. Keown

To the Martin women (my wife, Sally, and daughter-in-law Mel), men (sons David and Jess), and boys (grandsons Luke and Burke)

John D. Martin

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