Chapter 11
Getting and Maintaining Proper Insurance
IN THIS CHAPTER
Understanding the purpose of insurance
Looking at health insurance
Protecting your income
Insuring your home and auto
Considering estate planning
Preventing identity theft
Although some people worry more than others, most people take precautions, buy insurance, or take other actions to reduce risk. Life is filled with risks. We can’t eliminate them all, and most of us realize that reducing or eliminating certain risks takes time, money, and vigilance. Some people hardly ever leave their homes because they worry so much about the bad things that can happen to them in the world. (The COVID-19 pandemic hasn’t helped those prone to such thoughts.) Of course, bad things can happen at home too — including developing health problems that are exacerbated by inactivity.
Some risks have major financial consequences, and for ...
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