Chapter 11
Residential Property
Bricks and mortar
‘Don’t wait to buy land, buy land and wait.’
Will Rogers
If you own your house, you are materially exposed to residential property. The vast majority of most people’s wealth is tied up in their house. Owning a house is not solely an investment. It has numerous non-monetary rewards, such as shelter and safety for you and your loved ones. It is much more than numbers and financial planning.
Investing in residential property is different from other investments for three main reasons:
- We are all investors in residential property, either as owners or tenants. We simply need to live somewhere.
- Residential-property investing falls outside financial market investments held in pensions, ISAs or bank ...
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