Chapter 21
Insurance
Deciding what insurance you should have must rate as one of the least exciting decisions you have to make for your business. Paying out money to cover you against hazards, which you fervently hope will not happen, ranks fairly low in satisfaction. But it should rank quite high in priority. Failing to get the right insurance might mean the collapse and end of your business. And the recent pandemic has proved that even if you take great care in your insurance programme, nevertheless you can be caught out by finding that your business was not covered when you thought it was, or that you have to fight to make the insurance company carry out its responsibilities even when ordered to do so by the Supreme Court. This is what many ...
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