Chapter 11

Don’t forget about retirement

It is always wise to look ahead, but difficult to look further than you can see.

Winston Churchill

Retirement may feel a long way off, and not something worth dwelling on too much at the moment. Often we’re having enough trouble meeting our current financial commitments, let alone thinking about whether or not we’ll have adequate savings to fund a comfortable retirement.

We are lucky in Australia to have compulsory superannuation, which essentially forces us to save for retirement. Sadly, however, there is so little public education about what superannuation actually is that many of us either miss out on the opportunity altogether or leave it too late to take proper advantage of it. Superannuation ...

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