Library of Congress Cataloging-in-Publication Data

A CIP catalog record for this book can be obtained from the Library of Congress

  • Editorial/Production Supervision: Wil Mara

  • Cover Design Director: Jerry Votta

  • Cover Design: Talar Boorujy

  • Art Director: Gail Cocker-Bogusz

  • Interior Design: Meg VanArsdale

  • Manufacturing Manager: Alexis R. Heydt-Long

  • Executive Editor: Jim Boyd

  • Editorial Assistant: Linda Ramagnano

  • Marketing Manager: John Pierce

© 2004 Pearson Education, Inc.

Publishing as Financial Times Prentice Hall

Upper Saddle River, New Jersey 07458

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