How to Get Out of Credit Card Debtor’s Prison
Stop Hemorrhaging Money and Start Saving
Jane White
The easiest route out of credit card debt and on to retirement wealth is to stop: buying things you don’t need, replacing stuff that’s not worn out, paying too much for anything, and borrowing to buy anything if you can avoid it.
Step One: Cut the “Junk Spending” Out of Your Household Diet
Thanks to aggressive marketing by credit card companies, the households who are in too much debt aren’t just the ones who are considering bankruptcy, but also those who are being hounded by creditors and even those who are late with their bills every once in a while. It’s the vast majority of Americans.
Here is a recent poll on MSN’s Money website:
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