2. Identify Your Time Debt

Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds nought and six, result misery. —Wilkins Micawber, David Copperfield

When I take a deep dive into time coaching clients’ schedules, I consistently discover that people misdiagnose themselves as having a “productivity” problem when, in fact, their bigger issue is an overcommitment problem. When they have committed to more external projects and personal goals and obligations than they have hours for in the day, they feel the massive weight of time debt. One of my coaching clients suffered from a huge amount of false guilt until he realized he had the unrealistic ...

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