Chapter 1. It’s Not Just Plastic—It’s Money

What would we do without credit cards?[1] Most of us have at least one in our wallet. From purchasing airline tickets and shopping online to filling up the grocery cart and topping off the gas tank, we use credit cards as a convenient, quick way to pay.

But they can be far more than just fast and easy. Although it sounds counterintuitive and even an oxymoron, you can actually profit from credit cards if you apply the insider tips I share in the following chapters:

  • Your cards will pay you between 1% and 5% in cash just for charging things you would have bought anyway.

  • You can use cards as creative financing tools to buy virtually anything, at rates as low as 0%.

These ideas have helped countless consumers, ...

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