In the summer of 2019, Apple launched its credit card, which involved a partnership with Goldman Sachs. It was designed to emphasize simplicity, privacy, and security (the card did not have a number, CVV security code, expiration date, or signature line). There were also no fees, the interest rates were competitive, and there was a good rewards program.
What about AI? It was a big part of the Apple Card. It was not only useful to help customers understand their spending but also to optimize the credit limits.
Cool, right? Definitely. But unfortunately, the AI had some glaring issues. ...
