chapter 17

A wish list aimed at the financial sector

Frustratingly, some simple tools that could help the investor make the best investment decisions are not readily available from the index trackers, banks or financial advisers that have the greatest interaction with individual clients. Sometimes these institutions can sell higher-margin products to their clients and are not interested in selling the cheapest, simplest solution, and in other cases the lack of economies of scale of advisers or the thin margins of product providers prevent the provision of a few simple tools I feel investors would be better off having.

The portfolio described in this book is actually pretty simple. By creating a portfolio that combines a minimal risk asset ...

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