Now that you have learned different strategies, it is time to apply them as part of an overall personal investment program. Here you will see that in terms of beating the market and reducing risk, the final result is greater than the sum of its parts. Following are the pillars of this unified strategy:
Diversification to reduce risk
Reduction of market exposure during unfavorable interest rate climates
Active asset allocation between small- and large-cap ETFs
Active asset allocation between growth and value ETFs
Active asset allocation between U.S. and international equity ETFs
You have already seen that some investment decisions have been ...