Investing with Exchange Traded Funds Made Easy: Higher Returns with Lower Costs—Do It Yourself Strategies Without Paying Fund Managers

Chapter 13. The Ultimate ETF Investment Program in Just 30 Minutes Per Month

Now that you have learned different strategies, it is time to apply them as part of an overall personal investment program. Here you will see that in terms of beating the market and reducing risk, the final result is greater than the sum of its parts. Following are the pillars of this unified strategy:

• Diversification to reduce risk

• Reduction of market exposure during unfavorable interest rate climates

• Active asset allocation between small- and large-cap ETFs

• Active asset allocation between growth and value ETFs

• Active asset allocation between U.S. and international equity ETFs

The Ultimate ETF Investment Program

You have already seen that some investment decisions have been ...