Payment Card Industry Standards

Americans have over 375 million open credit card accounts.52 Credit cards essentially allow you to borrow money to buy things. You borrow the money from the bank that issues the credit card in exchange for a promise to pay the loan back within a certain period. If you fail to pay the loan by the due date, you are charged interest on the loan. Your credit card number is sensitive consumer financial information. If your credit card information is stolen, unauthorized users could impersonate you and make large purchases in your name. Credit card companies work hard to ensure that your credit card information is kept secure during transactions. They accomplish this work through the Payment Card Industry Security Standards ...

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