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Living Rich by Gregory Karp

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Chapter 1. Financial FITness: Whacking the Worst Offenders

The first steps in cutting spending painlessly can be summed up in a short acronym, FIT. It stands for food, insurance, and telecommunications. These are the three best categories in which to start your spending makeover. Reviewing these areas of spending will send you on your way to becoming financially FIT.

Why? Because you can reduce spending without depriving yourself, the savings are significant, and the typical waste is enormous.

Just as important, these are three areas of repeat spending. In other words, you’ll be spending money in these areas again and again, every year for your whole life. For most people, that makes these expenses more costly than any one-time purchase, including ...

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