1the playing field
know what you’re up against
THE FUNDAMENTAL structure of the economy has been so radically altered over the past thirty years that everything has been turned upside down and inside out for the entrepreneur, the small business owner, and those entering the workforce. This change has occurred subtly but inexorably, aided and abetted by a national leadership that neither recognized nor understood the change. It has been lubricated by a financial system that has abandoned the direct borrower/lender relationship in favor of a complex geometric expansion of unsustainable credit through the use of derivatives, default swaps, collateralized mortgage obligations, and other exotic financial instruments that hurt the entrepreneur.