The twentieth century was transformational. It will be remembered as a time when life expectancy almost doubled for developed and developing countries alike. Living to a ripe old age has become the norm. People today expect to live into their eighties and beyond, and as the twenty-first century unfolds, more and more people are planning and living their lives accordingly.

In yesterday’s world, most people went through a fairly sequential pattern in their lives: education was for the young, work was for adults, and leisure (retirement) was for the old. But that pattern has changed. Age no longer defines what we do in our lives, or when we do it. Today, more than ever before, there are more twists and turns in the road. This is especially ...

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