Mapping the Risks and Risk Management Practices in Islamic Banking

CHAPTER 7Profiling Perspectives of Risk Dimensions in Islamic Finance: Descriptive Questionnaire Data Analysis

This chapter, the first of the empirical chapters, summarises the descriptive findings from the collected primary data in terms of providing a quantitative analysis of respondents' answers to the self-administrated questionnaire. The questionnaire follows the structure explained in Chapter 6, Research Framework and Methodology, with the aim of empirically answering the research questions.

The chapter begins by providing a descriptive analysis of the general characteristics of the respondents. Then the research questions and hypotheses, explained in the previous chapter, are tested and general observations are made of the findings. Cross-tabulation and descriptive statistics are used to provide indications of respondents' perceptions. The findings are examined with respect to the extant literature review, while the second part of quantitative analysis – inferential statistics – is presented in the Chapter 8. A more complete discussion of the research findings will be provided in Chapter 10 in the context of existing knowledge and information, and also in association with the findings of the qualitative interview analysis, which will be separately presented in Chapter 9.

DATA ANALYSIS AND RESULTS

As mentioned in Chapter 6, the questionnaire survey was conducted between February and November 2010. The questionnaires were distributed to 110 respondents in 18 selected countries ...