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Mortgages 101, 3rd Edition by David Reed

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CHAPTER 8

Loans for Good to Great Credit

If your credit scores are above 680 and you’ve gotten your automated loan approval, you mostly have your choice at a smorgasbord of loans. There are literally hundreds of mortgage types from which to choose, and you can get a headache trying to research them all. This chapter is your aspirin.

8.1 WHAT SHOULD I LOOK FOR IN A MORTGAGE LOAN?

Get a loan that you feel comfortable with, one you don’t have to worry about and that is easy to get in terms of qualifying and cost. You can knock yourself out on that one. Fannie and Freddie make up about two-thirds of all mortgages generated; the others are government-backed ...

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