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Mortgages 101, 3rd Edition by David Reed

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CHAPTER 11

Finding the Best Lender

After you’ve determined which loan you want, then you should begin shopping for lenders. Lenders can come in all different shapes and sizes. Certain lenders specialize in certain types of loans, while other lenders try to offer every program imaginable.

11.1 I’VE DECIDED ON MY LOAN. NOW WHAT?

You now find the lender that offers your chosen loan. If your mortgage is more commonplace, such as a conventional Fannie or Freddie loan, then most everyone can help. But sometimes small changes in the loan type can throw some lenders for a loop. What changes? When you switch from a conventional loan to a government loan, ...

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