3Item Bank / Risk Pool

The Dilemma of Being Together

I can define it, but I can’t recognize it when I see it.

—LLOYD BOND, EDUCATION SCHOLAR

Millionaires living in mansions on the water are being subsidized by grandmothers on fixed incomes in trailer parks.

—BOB HARTWIG, INSURANCE INDUSTRY ECONOMIST

The late CEO of Golden Rule Insurance, J. Patrick Rooney, made his name in the 1990s as the father of the health savings account. For this political cause, he spent $2.2 million of his own fortune and partnered with conservative icon Newt Gingrich. For years, he was a generous donor to the Republican Party and a prominent voice within. In 1996, he ran for governor of Indiana. In business, he was equally astute, turning Indianapolis-based Golden Rule ...

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