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Organize Your Personal Finances ...In No Time by Debbie Stanley

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Less Painful Bill-Paying

Next I'm going to give you three examples of bill-paying systems. Keep in mind that you can mix and match components from each if you choose, but to be effective, whatever system you end up with should have

  • A foolproof method for getting the bills into the system. (This is covered in detail in the next chapter.)

  • A cue for when to pay the bill.

  • Up-to-date financial data to tell you whether you have the money to pay the bill.

  • Supplies for paying the bill and sending the payment.

  • An easy way to check whether and with which method you paid the bill. (I call this a “Did I Pay That?” document.)

Keeping those points in mind, begin with one of the following three options and customize at will.

You'll need list

  • Your bills and bill-paying ...

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