Personal cybersecurity is lopsided in favor of the criminals. Criminals may attack and be repulsed hundreds of times before they are successful, but the victim must deflect every single attack or they lose. Does that mean we all should give up and suffer? Or quit using our computers? No. There is no guarantee that anyone can stop every attack that the criminals throw at us, but the odds that the bad guys will be successful can be reduced. When they do succeed, the damage can be minimized.
Stopping the criminals does take some effort. You must gauge for yourself the effort you want to expend. ...