I saw this popular technique put to good use recently in a print ad for the Grand Dunes development. It makes use of one of the least-used Layer Styles (Inner Glow), and it's surprising what impact the final effect has, despite how easy it is to pull off. Here's a step-by-step.
Quick Tip: Need Web symbols? You got 'em.
You might not have noticed but Adobe snuck a new set of symbols for the Web into the list of loadable custom shapes. To check out these new shapes, get the Custom Shape tool, click on the Shapes Library (up in the Options Bar) then choose Web from the library's pop-down menu.
Open the photo you want to use as your background image. Get the Elliptical Marquee tool from the Toolbox, and ...