Notes

  1. 1. Centers for Disease Control and Prevention, NCHS Data Brief, Mortality in the United States, 2013, No. 178, December 2014.

  2. 2. Wikipedia, the free encyclopedia, “List of Countries by Life Expectancy.”

  3. 3. Mandi Woodruff, “Here’s How Much It Would Cost to Replace Your Mom,” Business Insider, May 8, 2013 at www.businessinsider.com/value-of-stay-at-home-moms-2013-5

  4. 4. John Elger, “Calculating Life Insurance Need: Don’t Let the Tools Fool You,” Journal of Financial Service Professionals, Vol. 57, No. 3 (May 2003), Table 3, p. 40.

  5. 5. LIMRA, Facts from LIMRA, Life Insurance Awareness Month, September 2014.

  6. 6. LIMRA, 2013 Life Insurance Awareness Month, Facts about Life, 2013.

  7. 7. This section is based on Edward E. Graves (Ed.), McGill’s Life ...

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