Skip to Content
Principles of Risk Management and Insurance, 13th Edition
book

Principles of Risk Management and Insurance, 13th Edition

by George E. Rejda, Michael McNamara
March 2016
Intermediate to advanced
700 pages
144h 54m
English
Pearson
Content preview from Principles of Risk Management and Insurance, 13th Edition

Adequacy of IRA Funds

The IRA assets can be paid out as income when the worker retires. However, unless a life annuity is purchased, the retiree faces the risk of still being alive after the IRA account is exhausted. The duration of benefit payments, however, depends on the rate of return on the invested assets after the worker retires and withdrawal rates. Because retired workers can spend 25, 30, or even more years in retirement, financial planners generally recommend that the initial withdrawal rate should be limited to 4 to 5 percent of the IRA assets. Traditionally, tables have been prepared that show how long your IRA funds will last based on average rates of return on the invested assets and annual withdrawal rates. The problem, however, ...

Become an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
and much more.

Read now

Unlock full access

More than 5,000 organizations count on O’Reilly

AirBnbBlueOriginElectronic ArtsHomeDepotNasdaqRakutenTata Consultancy Services

QuotationMarkO’Reilly covers everything we've got, with content to help us build a world-class technology community, upgrade the capabilities and competencies of our teams, and improve overall team performance as well as their engagement.
Julian F.
Head of Cybersecurity
QuotationMarkI wanted to learn C and C++, but it didn't click for me until I picked up an O'Reilly book. When I went on the O’Reilly platform, I was astonished to find all the books there, plus live events and sandboxes so you could play around with the technology.
Addison B.
Field Engineer
QuotationMarkI’ve been on the O’Reilly platform for more than eight years. I use a couple of learning platforms, but I'm on O'Reilly more than anybody else. When you're there, you start learning. I'm never disappointed.
Amir M.
Data Platform Tech Lead
QuotationMarkI'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.
Mark W.
Embedded Software Engineer

You might also like

The Essentials of Risk Management, Third Edition, 3rd Edition

The Essentials of Risk Management, Third Edition, 3rd Edition

Michel Crouhy, Dan Galai, Robert Mark

Publisher Resources

ISBN: 9780134082578