March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th Edition
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Chapter 16 Employee Benefits: Group Life and Health Insurance
“Most health plans give you the best deal when you see a doctor who has a contract with your health plan. Visiting an ‘in-network’ provider usually means you will have lower out-of-pocket costs.”
Learning Objectives
After studying this chapter, you should be able to
Explain the basic underwriting principles followed in group insurance.
Describe the basic characteristics of group term life insurance plans.
Describe the major characteristics of the following managed care plans:
– Health maintenance organizations (HMOs)
– Preferred provider organizations (PPOs)
– Point-of-service plans (POS)
Understand how the Affordable Care Act affects group medical expense insurance. ...
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