Key Features of Group Medical Expense Insurance
Employers have a choice of dozens of group medical expense plans with various deductibles, coinsurance percentages, copayment amounts, and premiums. New group medical expense plans sold today generally have the following features:
Comprehensive benefits. New plans provide comprehensive benefits to covered employees with no lifetime limits or annual limits on benefits. The benefits provided typically meet or exceed the essential health benefits requirement under the ACA. Typical benefits include coverage for primary care physicians, surgeons, specialists, chiropractors, and other providers; inpatient hospital costs, outpatient diagnostic tests, outpatient surgery, emergency room fees, prescription ...
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