Chapter 20 Auto Insurance
“A careful driver is one who honks his horn when he goes through a red light.”
Henry Morgan
Learning Objectives
After studying this chapter, you should be able to
Identify the parties that are insured for liability coverage under the Personal Auto Policy (PAP).
Describe the liability coverage in the PAP.
Explain the medical payments coverage in the PAP.
Describe the uninsured motorists coverage in the PAP.
Explain the coverage for damage to your auto in the PAP.
Explain the duties imposed on the insured after an accident or loss.
Beth put her baby, Sophie, in a car seat and then placed the car seat in the back seat of her SUV. She used the seatbelt to secure the car seat. Then Beth set off for the doctor’s office ...
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