March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Part E: Duties After an Accident or Loss
You should know what to do if you have an accident or loss. Some obligations are based on common sense and others are required by law and by the provisions of the Personal Auto Policy. You should first determine if anyone is hurt. If someone is injured, an ambulance should be called immediately. If there are bodily injuries, or the property damage exceeds a certain amount (such as $200), you must notify the police in most jurisdictions. You should give the other driver your name, address, and the name of your agent and insurer and request the same information from him or her. You should also get the name and address of any witnesses.
Do not admit fault. The question of who caused the accident will be determined ...
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