Part E: Duties After an Accident or Loss
You should know what to do if you have an accident or loss. Some obligations are based on common sense and others are required by law and by the provisions of the Personal Auto Policy. You should first determine if anyone is hurt. If someone is injured, an ambulance should be called immediately. If there are bodily injuries, or the property damage exceeds a certain amount (such as $200), you must notify the police in most jurisdictions. You should give the other driver your name, address, and the name of your agent and insurer and request the same information from him or her. You should also get the name and address of any witnesses.
Do not admit fault. The question of who caused the accident will be determined ...
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