Application Questions

  1. All states have financial responsibility or compulsory insurance laws that require motorists to carry at least minimum amounts of auto liability insurance.

    1. Does a financial responsibility law or compulsory insurance law guarantee that injured auto accident victims will be adequately compensated for their injuries? Explain your answer.

    2. How effective are compulsory insurance laws in reducing the problem of uninsured drivers?

  2. Uninsured motorists coverage is another approach to the problem of uninsured drivers.

    1. Explain the advantages of uninsured motorists coverage in meeting the problem of uninsured drivers.

    2. Explain the defects of uninsured motorists coverage as a technique for compensating people who are injured by uninsured ...

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