Review Questions

  1. What is the meaning of occurrence under Section II of the homeowners policy?

  2. Briefly explain the personal liability coverage (Coverage E) in Section II of the homeowners policy.

  3. With regard to medical payments to others (Coverage F) in Section II of the homeowners policy:

    1. Briefly explain the coverage that is provided.

    2. Identify the people who are covered for medical payments.

  4. Personal liability (Coverage E) and medical payments to others (Coverage F) provide protection to insureds at various insured locations. Identify the insured locations under Section II in the homeowners policy.

  5. List the major exclusions that apply to personal liability (Coverage E) and medical payments to others (Coverage F) in the homeowners policy.

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